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At your next visit to a barn or show, look around, and you will probably see at least one “WARNING” sign citing the state’s equine law. Aside from Maryland and California, every state has an equine law. These laws limit the legal remedies for lawsuits seeking damages for horse-related injuries. Despite popular belief, most equine laws […]

Liability & Risk Management, Waivers & Contracts

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August 5, 2026

Warning: Posting A Sign Will Not Protect You

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Florida law requires individuals under the age of 16 to wear a properly fit, securely fastened, American Society of Testing and Materials (ASTM) certified helmet when horseback riding. Riders under 16 must wear a helmet when riding on: The law provides several exceptions for riders practicing for and competing in events where wearing a helmet […]

Health, Safety & Biosecurity, Liability & Risk Management

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August 5, 2026

Heads Up on Florida Equestrian Helmet Law

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Generally, most courts in the United States take an expansive view of what it means to be engaged in an equine activity, and a recent Michigan decision reinforces just how broadly those statutory protections can apply. In Goch v. Edison Institute, No. 371176, 2025 Mich. App. LEXIS 8446 (Mich. Ct. App. Oct. 17, 2025), the […]

Liability & Risk Management

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August 5, 2026

Carriage Driving Coverage as an “Equine Activity”